Super vs Retail

Our clients pay an average of $4,119 per year for cover through their super fund, vs $2,764 per year for a comparable retail policy we recommend

$4,119Avg super premium / yr
$2,764Avg retail premium / yr
$1,355Saved per year
Fund breakdown

Where our clients were switching from

AMP Super
4 clients
Super$3,168/yr
Retail (recommended)$1,416/yr
$1,752 less per year
55% cheaper
ANZ Smart Choice Super
2 clients
Super$2,186/yr
Retail (recommended)$2,373/yr
+$187 more per year
9% more expensive
Super product score39
Retail product score81
+42 product score
Australian Retirement Trust
47 clients
Super$5,387/yr
Retail (recommended)$2,885/yr
$2,502 less per year
46% cheaper
Super product score43
Retail product score82
+39 product score
Australian Super
76 clients
Super$5,497/yr
Retail (recommended)$3,195/yr
$2,302 less per year
42% cheaper
Super product score48
Retail product score85
+36 product score
Aware Super
28 clients
Super$3,182/yr
Retail (recommended)$3,084/yr
$98 less per year
3% cheaper
Super product score49
Retail product score82
+33 product score
Brighter Super
6 clients
Super$3,015/yr
Retail (recommended)$2,024/yr
$991 less per year
33% cheaper
Super product score36
Retail product score82
+46 product score
Care Super
3 clients
Super$9,697/yr
Retail (recommended)$7,949/yr
$1,748 less per year
18% cheaper
Super product score41
Retail product score83
+42 product score
Catholic Super
2 clients
Super$3,864/yr
Retail (recommended)$2,548/yr
$1,316 less per year
34% cheaper
Super product score43
Retail product score87
+44 product score
CBUS
9 clients
Super$5,298/yr
Retail (recommended)$3,283/yr
$2,015 less per year
38% cheaper
Super product score39
Retail product score83
+44 product score
Colonial First State
5 clients
Super$3,147/yr
Retail (recommended)$2,553/yr
$594 less per year
19% cheaper
Super product score43
Retail product score82
+38 product score
EQUIPSUPER
1 client
Super$2,027/yr
Retail (recommended)$2,387/yr
+$360 more per year
18% more expensive
Super product score42
Retail product score86
+44 product score
HESTA
20 clients
Super$3,491/yr
Retail (recommended)$2,011/yr
$1,480 less per year
42% cheaper
Super product score40
Retail product score83
+42 product score
Hostplus
54 clients
Super$3,139/yr
Retail (recommended)$2,561/yr
$578 less per year
18% cheaper
Super product score43
Retail product score84
+41 product score
Mercer
10 clients
Super$4,409/yr
Retail (recommended)$3,236/yr
$1,173 less per year
27% cheaper
Super product score47
Retail product score76
+29 product score
NGS Super
3 clients
Super$1,652/yr
Retail (recommended)$2,969/yr
+$1,317 more per year
80% more expensive
Super product score46
Retail product score80
+34 product score
Plum Super
2 clients
Super$4,439/yr
Retail (recommended)$3,273/yr
$1,166 less per year
26% cheaper
Super product score43
Retail product score86
+43 product score
QSuper
20 clients
Super$6,281/yr
Retail (recommended)$2,976/yr
$3,305 less per year
53% cheaper
Super product score39
Retail product score85
+46 product score
Rest
26 clients
Super$2,864/yr
Retail (recommended)$1,881/yr
$983 less per year
34% cheaper
Super product score43
Retail product score81
+38 product score
UniSuper
29 clients
Super$3,464/yr
Retail (recommended)$1,949/yr
$1,515 less per year
44% cheaper
Super product score47
Retail product score86
+39 product score
Verve Super
1 client
Super$328/yr
Retail (recommended)$250/yr
$78 less per year
24% cheaper
Super product score27
Retail product score88
+61 product score
Vision Super
5 clients
Super$1,492/yr
Retail (recommended)$1,399/yr
$93 less per year
6% cheaper
Super product score40
Retail product score84
+45 product score

Based on audited like-for-like comparisons across all Skye Wealth client policies between 10/01/26 and 09/06/26. Individual savings vary based on cover type, sum insured, age, occupation, and health status. Past results do not guarantee future outcomes. This is general information only and is not personal financial advice.