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Super vs Retail

Our clients pay an average of $4,175 per year for cover through their super fund, vs $2,763 per year for a comparable retail policy we recommend

$4,175Avg super premium / yr
$2,763Avg retail premium / yr
$1,412Saved per year
Fund breakdown

Where our clients were switching from

AMP Super
4 clients
Super$3,168/yr
Retail (recommended)$1,416/yr
$1,752 less per year
55% cheaper
ANZ Smart Choice Super
2 clients
Super$2,186/yr
Retail (recommended)$2,373/yr
+$187 more per year
9% more expensive
Super product score39
Retail product score81
+42 product score
Australian Retirement Trust
51 clients
Super$5,097/yr
Retail (recommended)$2,784/yr
$2,313 less per year
45% cheaper
Super product score43
Retail product score82
+39 product score
Australian Super
84 clients
Super$5,516/yr
Retail (recommended)$3,179/yr
$2,337 less per year
42% cheaper
Super product score48
Retail product score84
+36 product score
Aware Super
28 clients
Super$3,422/yr
Retail (recommended)$3,234/yr
$188 less per year
5% cheaper
Super product score50
Retail product score82
+33 product score
Brighter Super
6 clients
Super$3,015/yr
Retail (recommended)$2,024/yr
$991 less per year
33% cheaper
Super product score36
Retail product score82
+46 product score
Care Super
3 clients
Super$9,697/yr
Retail (recommended)$7,949/yr
$1,748 less per year
18% cheaper
Super product score41
Retail product score83
+42 product score
Catholic Super
2 clients
Super$3,864/yr
Retail (recommended)$2,548/yr
$1,316 less per year
34% cheaper
Super product score43
Retail product score87
+44 product score
CBUS
11 clients
Super$5,235/yr
Retail (recommended)$3,193/yr
$2,042 less per year
39% cheaper
Super product score38
Retail product score83
+45 product score
Colonial First State
6 clients
Super$3,230/yr
Retail (recommended)$2,572/yr
$658 less per year
20% cheaper
Super product score42
Retail product score82
+41 product score
EQUIPSUPER
1 client
Super$2,027/yr
Retail (recommended)$2,387/yr
+$360 more per year
18% more expensive
Super product score42
Retail product score86
+44 product score
HESTA
20 clients
Super$3,491/yr
Retail (recommended)$2,011/yr
$1,480 less per year
42% cheaper
Super product score40
Retail product score83
+42 product score
Hostplus
65 clients
Super$3,362/yr
Retail (recommended)$2,595/yr
$767 less per year
23% cheaper
Super product score43
Retail product score84
+41 product score
Media Super
1 client
Super$2,292/yr
Retail (recommended)$2,852/yr
+$560 more per year
24% more expensive
Mercer
13 clients
Super$5,758/yr
Retail (recommended)$3,032/yr
$2,726 less per year
47% cheaper
Super product score46
Retail product score77
+32 product score
NGS Super
4 clients
Super$2,062/yr
Retail (recommended)$2,988/yr
+$926 more per year
45% more expensive
Super product score46
Retail product score81
+35 product score
Plum Super
3 clients
Super$4,571/yr
Retail (recommended)$3,164/yr
$1,407 less per year
31% cheaper
Super product score42
Retail product score86
+44 product score
QSuper
23 clients
Super$6,439/yr
Retail (recommended)$2,894/yr
$3,545 less per year
55% cheaper
Super product score38
Retail product score84
+46 product score
Rest
23 clients
Super$3,173/yr
Retail (recommended)$2,048/yr
$1,125 less per year
35% cheaper
Super product score42
Retail product score80
+38 product score
UniSuper
30 clients
Super$3,480/yr
Retail (recommended)$2,002/yr
$1,478 less per year
42% cheaper
Super product score47
Retail product score85
+39 product score
Verve Super
1 client
Super$328/yr
Retail (recommended)$250/yr
$78 less per year
24% cheaper
Super product score27
Retail product score88
+61 product score
Vision Super
4 clients
Super$1,412/yr
Retail (recommended)$1,353/yr
$59 less per year
4% cheaper
Super product score38
Retail product score85
+47 product score

Based on audited like-for-like comparisons across all Skye Wealth client policies between 10/01/26 and 01/07/26. Individual savings vary based on cover type, sum insured, age, occupation, and health status. Past results do not guarantee future outcomes. This is general information only and is not personal financial advice.

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